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Group Dental Insurance is one of the best cost
effective and valuable benefit plan for the employers and the employees.
The advantages of Dental group Insurance are by far acceding individual
Dental insurance, or dental discount plans.
Click
here for a free and no obligation quote
Main advantages of Group Dental Insurance over
Individual Dental Insurance
1. There is no waiting period for receiving benefits
with Group Dental Insurance. Most Individual plans have waiting period
which typically takes about a year before all the benefits are covered
2. The premium cost of Group Dental Insurance per
employee and family is lower compared to Individual Dental Insurance; the
saving in the cost may be significant.
3.Employees in most cases pay the monthly premiums of
group health insurance as pre-tax money, which is a tax benefit. Many of
the individual dental insurance premiums are not eligible for the tax break.
4.If the employer offers FSA to the employees, the
out of pocket expenses for Dental Group Insurance have the tax break benefit.
Individual Dental insurance owners are less using tax break related
accounts like the H.S.A accounts.
5.More Group Dental insurance plans offer orthodontic
services in comparison to individual dental insurance plans.
6.
In general there are many more dental group dental
plans to selects from compared to individual dental plans.
7.Many individual dental insurance plans may be
purchased only at the same time when purchasing individual health
insurance. Group dental insurance may be purchased at any time with or
without other group insurance and benefits.
Who is
eligible for Group Dental Insurance?
1.
Any group of 2 or more employees, owners and partners of the corporation
may start a Dental Group Insurance.
2.To start a Group Dental Insurance there is no need
for participation percentage of the employees, although the company must
have at least 2 active employees.
3.Group Dental insurance may be a voluntary plan, in
which the employer may not contribute to the monthly premiums.
4. Group Dental Insurance may be established
with or without Group Health insurance. Companies may have Group Dental
insurance only or in conjunction to health, vision and other group
benefits.
5. Group Dental Insurance may be provided by
insurance carrier which is different from other group benefits such as Group
health insurance.
6. Waivers of employees due to other group
insurance coverage are same for Group Dental Insurance as with Group
Health Insurance.
For free quotes or to get your existing plan reviewed, we offer the use of our Group Health and Dental Insurance information.
Your HR Manager can fill out this form online, save and send to us as an attachment
to:
info@shkedia.com or you can print and fax: 240-744-7131, this form to us. You may contact us for more
information and help.
Serving these areas for Group Health Insurance and Benefits: CA,
DC, FL,
MD,
NJ, NY, PA, TX, VA, WA
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